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10 money making ideas

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Money making ideas

Everybody would like to make some extra money. It does not matter whether you have a job already, are unemployed, are a student, or a stay-at-home mum everybody wants to make more money.

Making money through having a side hustle is a great way to make more money. To help everyone out we have listed below 10 of our top money-making ideas.

Make money completing online surveys

There are a number of online survey sites that are willing to pay you for your opinions. A penny for your thoughts as they say.

Why are survey sites willing to pay you I hear you ask, well they are paid by other companies to carry out market research. The survey companies find it beneficial to carry out the surveys online as this allows them to quickly identify their audience.

Online surveys are much more practical and cost-efficient for the survey companies plus you can complete the surveys in your own time in your own home. They also allow you to make money in your pyjamas or whilst watching TV.

Most surveys have a screening process to ensure they are asking questions about cat food to people with cats or questions about nappies to people with young children. This can lead to you not being accepted but there are normally lots of surveys available especially if you sign up to several different sites.

The rewards can vary from site to site but you can make up to £4 for each survey. The rewards normally increase the longer the survey lasts and the more questions you answer. Some sites also offer to pay you in vouchers. 

If you are interested in making money telling people what you think then some of the best sites include Toluna and Pinecone Research. The more surveys you complete the more money you make.

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Make money from a blog or website

If you have a hobby or interest that you would like to share with others you could make your own blog or website. Setting up such a blog is easy and can be done from the comfort of your own home.

All you need to do is to visit a web host like GoDaddy to select a domain name like and take out a web hosting plan. You can then make money by selling your products, placing adverts on the blog, or earn a commission.

It sounds a bit complicated but in fact, it is fairly easy as there are several programs available that allow you to build a website in a few minutes such as Wix.

Make money matched betting

If you are over 18 then you can make money through matched betting. Lots of people in the UK have made hundreds of pounds of extra cash tax-free through matched betting.

Matched betting is a risk-free way of making money by taking advantage of the free bets and offers that the bookies use to entice new customers to their betting sites.

Instead of gambling with the free bet offered by the bookie you can use a betting exchange such as Betfair to match your bet. This way you are guaranteed to win whether your team wins loses or draws as you have bet on all eventualities and are guaranteed a win.

The free bets and promotions offered by gambling sites vary during the year but there are always lots on offer especially during the World Cup, Cheltenham Festival, and of course The Grand National to entice people to have a flutter.

Matched betting allows you to take advantage of these offers to make money. It does seem a bit confusing at first but is really straightforward once you understand the concept and is a great way of making money tax-free as it is classed as gambling.

Make money from cashback rewards

Cashback sites such as Quidco and Topcashback reward you with cash and vouchers for shopping through their websites.  

Both Quidco and Topcashback have over 4,000 different retailers on their sites. there is therefore plenty of places to earn rewards including Boohoo, Dominos, Just Eat, Ticketmaster, Three, and Very.

Check out our Cashback rewards post for more information on making money from cashback reward sites. 

Ask your boss for a pay rise

If you want to make more money an obvious solution is to simply ask your boss for a pay rise if you think you deserve one. Compare your current salary with other people doing the same job by using sites such as Payscale.

If you are too embarrassed to ask for an increase you should go job hunting. There are lots of job sites out there and which one is right for you will depend on the type of work you do. If you are successful and get offered another job there is a strong chance your current employer may offer to match or better the offer.

Regularly changing jobs is a good way of ensuring you are being paid the going rate for the work you do. If you stay with the same company for a while many people find that they slowly get taken for granted. This can lead to you not being given as big a pay rise as you should.

If you are happy in your current job you could always ask for some extra shifts or for overtime to boost your wage packet. Alternatively, you could look for an additional part-time job to supplement your main income.

Make money using your credit card

There are loads of credit card companies that are so desperate to attract new customers. This means they need to compete with each other and some of them offer special introductory rates such as 0% interest. These low rates can be used for purchases, balance transfers, or sometimes even both.

To make money from credit cards simply apply for a card with an introductory offer. You can use your new credit card to pay for your usual card purchases. However, rather than paying your credit card bill in full only pay the minimum rate each month. You can then save the money you would have used to repay the credit card debt into a high interest savings account.

By paying the money into a savings accounts, such as an ISA where your interest will be tax-free, you will earn more interest than you are paying to the credit card company. interest. At the same time, you should be paying 0% interest on your credit card debt.

Be careful to keep a note of when your interest-free period ends. You will need to repay the balance in full by this date to avoid having to pay interest on your credit card. If you are not careful then you could end up losing some of the interest you have earned so definitely take a diary note.

There is nothing however to stop you from simply applying for a 0% interest card from another credit card company. You should do this just before your first deal ends and then transferring your balance from your old card to your new card. By repeating this process over and over again your credit card balances will increase. However, so should the money in your savings accounts and hence the amount of money you are making.

Be careful not to be tempted to spend instead of saving the money. If you do this you will as you will not be making money. Nor will you have enough money saved to repay your credit card debt when it is due.

If like everybody else you have an attic, garage, or cupboards full of old unused items then why not sell them to somebody who can use them. It might sound like a hassle or not worth the effort but you would be surprised to find how much some people are willing to pay on for products that are not wanted by their present owners.

Online auctions and car boot sales

So have a look at eBay and other online auction sites to get an idea of how much you can make. You can then simply list your unwanted items and wait and see how much you make. If you do not fancy selling your items online then find out where your local car boot sales are. You can then go along and see what sorts of things people are buying and selling to see if you think it would be worthwhile.

Some enterprising individuals even buy things at car boot sales and sell them on eBay. Whilst others do the opposite and buy things on eBay to sell at car boot sales. The disadvantages of car boot sales are that you have to be there early if you are selling to set up your wares.

You also have to be there early if you are buying to get a good look at all the best bargains. It also tends to rain a lot and get rather cold at car boot sales whilst online auctions are normally much warmer and dryer.

Renting out a room or a whole property

As long as you own your own home you can make money by renting out a room to a lodger. Any income you make from this up to £7,500 a year will be tax-free under the government’s ‘Rent a Room Scheme’.

If you have a property you can make even more through Airbnb. The amount you can earn depends on the size of the property and the location of the property.

To obtain an indication of how much you could earn with Airbnb you should visit their website and search for properties in your local area.

If you are going to be a successful Airbnb host you need to provide an excellent service as your guests will leave reviews and the higher your rating the more people will be willing to pay to stay at your property.

Make money reviewing music

If you enjoy listening to music you can make money by reviewing music. Slicethepie has paid out over $1 million to reviewers on their site so could be music to your bank balance.

Mystery shopping

Lots of shops, restaurants, and hotels are interested in learning if their members of staff are providing a good service to their customers. In order to find this out, many companies are looking for feedback and hiring people to be mystery shoppers.

If getting paid for shopping and going out for meals is something that interests you then you should try Ipsos and Clickworker.

Other money making ideas

As well as the money-making ideas above you should check out our best money hustles in the UK post. The amount of money you can make online or offline is really limited by the amount of time you are prepared to dedicate to your hustle and the demand for it.

There are lots of different ways to make money from farming and selling microgreens to drinking coffee.

Wherever you live there are bound to be money making ideas that you can use to make yourself some extra coffee money.

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