Is it worthwhile investing in Peer to Peer Lending?
Peer to peer lending sites such as Ratesetter, Zopa and Funding Cirlce have grown in popularity with their high interest rate returns but how good are they really?
Why do people spend their money rather than save it?
I have always wondered why is it that some people feel the need to spend their money as soon as it hits their bank account whilst others prefer to save or invest their income. According to a survey, one in six Britons admits to having no savings at all. Whilst one in four would see …
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Emergency funds – how much is enough?
You never know when your boiler will break down or your car will need a major repair. It is important to have money set aside to cover these large one off costs. This is where having some money set aside in an emergency fund is important. So if you are thinking of building up some …
How to prevent identity theft happening to you
We spend large amounts of our days online and this increases our risks of identity theft. It is therefore important that we learn how to prevent identity theft. According to the dictionary identity theft is the fraudulent act of using another person’s name and personal details to obtain credit, loans etc. Having your identity stolen …
How to calculate your net worth and why you should
Your net worth is an important figure in measuring your current financial position. It is therefore important for you to know how to calculate your net worth. Almost everyone knows how much they earn each month. Most people know how much their house is worth. Many people have a rough idea of how much debt …
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Get out of debt
Get out of debt Over the last few years there has been a tendency for people in the UK to develop a ‘buy now, pay later’ attitude. This has mainly been brought about because of the amount of cheap credit available. According to recent data released by the Bank of England, Britons currently owe £72.5 …
10 money making ideas
Make money by completing surveys, blogging, using cashback reward sites, mystery shopping, reviewing music online, and other ideas.
Cashback rewards – get paid to shop
Cashback Rewards – get rewarded for shopping Although sites offering cashback rewards have been around for a number of years and yet there are still a lot of people who are not using them to earn cashback on their shopping. The two top cashback websites at the moment are Quidco and Topcashback. These sites are currently considering …
Shopping online -ways to be a savvy shopper
Be a savvy shopper online and make use of cashback reward sites, loyalty schemes, discount codes and other ideas.